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We know maintaining a home can be expensive. At Carrier, we’re committed to helping you get the best possible heating and cooling system by offering financing options with convenient monthly payments.

Options as Unique as You

We understand that everyone’s financial situation is different. We offer several ways to help you pay for your new system and find the best rebates, so making this investment is as easy as possible.


Financing, with approved credit, through Wells Fargo Bank, N.A. is simple. They offer a wide range of plans1 with features like:

  • Convenient monthly payments
  • Competitive interest rates
  • Online bill pay

Fill out a simple application or to learn more about special promotions, contact a participating local Carrier expert.

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If you’re concerned about your ability to qualify for traditional financing due to a low credit score or past financial challenges, Microf has flexible lease-to-own options.2

  • Simple application process
  • Quick response time
  • Near-real-time decisions
  • Convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership
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Rebates & Tax Credits

Get money back, or credit from Uncle Sam, for your investment.


You may be eligible for savings through state and local government rebates, or by purchasing during Carrier’s select promotional times.

Federal tax credits

See if you qualify for tax credits on HVAC equipment bought for your primary residence.

Long-Term Savings

Learn more about how Carrier can help you save on energy costs.

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Local Experts You Can Trust

Our Carrier Authorized Dealers are the best in the business.

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Keep Exploring

Innovation in Energy Savings

Our patented HVAC technology can provide ultra-high efficient operation, which may help you save on your energy costs.

Designed in Indianapolis

This is where innovation happens—our research and development teams, along with engineers, designers, and quality control, work to innovate and build equipment that helps you create your ideal home comfort.

Community Involvement

We have touched lives all across the country and are committed to giving back to the communities we serve.


We incorporate sustainability into everything we do—to do right by the planet and our employees, communities, customers, and shareholders.

1Subject to credit approval. Ask for details.

2Must have valid ID, active bank account and steady income. Ask for details. Financing is not provided by Carrier, and Carrier does not make any recommendation or assurance as to whether financing or a specific financing company is right for you. Credit is subject to approval by the independent lender. For questions about financing fees, payment options, or APR, please contact your independent Dealer directly.

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