Financing Options Designed For You
Smart Ways to Invest in Comfort
Enjoy upfront savings with Cool Cash rebates plus the flexibility of a special financing offer—two smart ways to make comfort more affordable.
Talk to your local Carrier dealer about special financing plans, including 0% APR for 60 months.¹ Save up to $2,100 in Cool Cash rebates when you purchase qualifying heating or cooling product before Cool Cash ends² to get in on the savings.
Affordable Comfort Starts Today
Don't let the upfront cost of an HVAC system delay your comfort. Flexible financing options make it easier to upgrade to a high-performance heating and cooling system with affordable monthly payments. Depending on the financing plan you qualify for and your home's heating and cooling needs, a new system could cost as little as $139 per month*. Get the comfort, efficiency, and reliability your home deserves today, and pay over time.
| System Cost/Financed Amount | 36 months | 60 months | 72 months |
| $10,000 | Monthly payment: $278* | Monthly payment: $167* | Monthly payment: $139* |
| $15,000 | Monthly payment: $417* | Monthly payment: $250* | Monthly payment: $209* |
| $20,000 | Monthly payment: $556* | Monthly payment: $334* | Monthly payment: $277* |
| $25,000 | Monthly payment: $695* | Monthly payment: $417* | Monthly payment: $347* |
Estimated monthly payments are provided for illustrative purposes only and may vary based on your system configuration, purchase price, applicable taxes, fees, dealer pricing, and financing terms. Financing offers, purchase requirements, and available payment options vary by participating dealer.
* Monthly payment is based on purchase price alone excluding taxes, delivery, installation, and other charges. Credit purchases subject to credit approval. Other transactions may affect the monthly payment. Ask your pariticpating dealer for details.
HVAC Financing Through Local Experts
When it comes to financing, you don’t have to go at it alone. Our Factory Authorized Dealers are experts in both HVAC solutions and assisting with financing options. They’ll work with you to find a plan that fits your needs, ensuring that the process is seamless and stress-free.
1 The Carrier credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms for 5 years (60 months) apply to qualifying purchases charged with approved credit. The special terms APR will apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees (such as a late payment fee) or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit wellsfargo.com/plccterms (PDF). Financing may be combined with Cool Cash rebates only when the equipment is installed by a Carrier Factory Authorized Dealer. Ask for details. Offer expires 11/20/2026.
Must have valid ID, active bank account and steady income. Ask for details. Financing is not provided by Carrier, and Carrier does not make any recommendation or assurance as to whether financing or a specific financing company is right for you. Credit is subject to approval by the independent lender. For questions about financing fees, payment options, or APR, please contact your independent Dealer directly.
2 For a limited time only, homeowners may qualify for a Cool Cash rebate by purchasing qualifying Carrier equipment between August 1 and November 20, 2026. Equipment must be installed, and claims submitted by 10:59 p.m. CST on December 20, 2026.