Financing Options Designed For You

Convenient Monthly Payment Plans

Maintaining a comfortable and efficient home is an important investment, but we understand it can come with financial challenges. Carrier dealers are dedicated to helping you achieve the perfect indoor climate by offering HVAC financing options with convenient monthly payment plans.

Carrier dealers provide different pathways to make owning a high-quality HVAC system achievable. With approved credit through Wells Fargo Bank, N.A., they offer a wide range of plans.¹ Each one is designed to provide competitive interest rates, convenient monthly payments, and a streamlined process that includes online bill pay.

Apply Now

If traditional financing isn’t an option, Carrier dealers offer a lease-to-own solution through Microf.² This program is designed for individuals with lower credit scores or past financial challenges. With an easy application process, fast decisions, and convenient, affordable monthly payment options, you can work towards ownership on terms that suit your budget.

Learn More

Rebates and Tax Credits

Make high-quality systems even more affordable

Investing in an energy-efficient HVAC system comes with a range of benefits. It provides comfort as well as convenience with potential savings through rebates and tax credits.

Rebates

Carrier offers special promotions for customers during select times of the year. Additionally, many state and local governments also offer rebates through local utility companies for purchasing energy-efficient HVAC systems. These rebates ensure that upgrading your home with reliable Carrier equipment is a cost-effective decision with a worthwhile return.

Explore Rebates

Federal Tax Credits

Homeowners purchasing qualifying HVAC systems for their primary residences may also be eligible for federal tax credits. These credits are designed to reward homeowners who prioritize energy efficiency, helping offset the cost of high-performance, environmentally responsible equipment. Carrier makes it simple to determine eligibility, empowering you to take full advantage of these savings opportunities.

Learn More

HVAC Financing Through Local Experts

When it comes to financing, you don’t have to go at it alone. Our Factory Authorized Dealers are experts in both HVAC solutions and assisting with financing options. They’ll work with you to find a plan that fits your needs, ensuring that the process is seamless and stress-free.

Factory Authorized Dealers

Have questions about financing options?

Find a local expert

Our dealers are happy to help.

We know it can all seem overwhelming. Your local Carrier dealer will listen to your needs, identify the best approach, and then create a solution that’s right for you.

NOTES:

1. Subject to credit approval. Ask for details.

2. Must have valid ID, active bank account and steady income. Ask for details. Financing is not provided by Carrier, and Carrier does not make any recommendation or assurance as to whether financing or a specific financing company is right for you. Credit is subject to approval by the independent lender. For questions about financing fees, payment options, or APR, please contact your independent Dealer directly.