Through December 31, 2025, the Inflation Reduction Act provided federal tax credits to homeowners who purchased qualifying high-efficiency HVAC equipment. Known as the Energy Efficient Home Improvement Credit, this incentive allowed eligible homeowners to claim up to $3,200 annually for approved upgrades made between 2023 and 2025, helping offset the cost of installing energy-efficient systems such as heat pumps, furnaces, central air conditioners, and qualifying home energy audits.
To claim the tax credit, you must retain manufacturer documentation provided by your installing dealer that certifies the product’s eligibility and complete IRS Form 5695, Residential Energy Credits. File the form with your federal tax return, and be sure to keep all receipts and certifications for your records.
Carrier dealers offer multiple financing options to help make investing in a high-quality HVAC system more accessible. With approved credit through Wells Fargo Bank, N.A., homeowners can choose from a variety of plans designed to offer competitive interest rates, manageable monthly payments, and a simple experience that includes online bill pay.¹
NOTES:
1Subject to credit approval. Ask for details. Must have valid ID, active bank account and steady income. Ask for details. Financing is not provided by Carrier, and Carrier does not make any recommendation or assurance as to whether financing or a specific financing company is right for you. Credit is subject to approval by the independent lender. For questions about financing fees, payment options, or APR, please contact your independent Dealer directly.