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Financing & Ways to Save

Rebate Center

Apart from all the energy you’ll be saving with a more efficient Carrier® system, you could be eligible for savings in the form of state and local rebates as well as rebates from Carrier during select promotional times.

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Cool Cash Rebates
Save up to $1,650 in Cool Cash rebates. Purchase a qualifying heating or cooling product before Cool Cash ends[1] to get in on the savings. Turn to your local Carrier expert for complete details.
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Once you’ve landed on one of our home comfort solutions, you may be inclined to check your credit card or home equity line for financing options. But before you tap into those resources, take a look at the flexible options we have available with approved credit through Wells Fargo Bank, N.A.. It offers a wide range of plans[3] with features like:

  • Convenient monthly payments
  • Competitive interest rates
  • Online bill pay

To learn more about special financing promotions, contact your local Carrier expert. Participating Carrier dealers are identified in the dealer locator. Just look for a "$" icon or “financing available” beside their business names.



Concerned about your qualifying for financing? Microf has options[4] for individuals that may not be approved for traditional financing due to low credit scores or financial challenges from the past. Microf’s residential lease-to-own option provides flexibility to consumers through quick response times and multiple payment terms and options. Microf offers:

  • Simple application process
  • Near-real-time decisions
  • Convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership

To learn more about Microf’s lease-to-own option, visit

Geothermal Tax Credit Incentives

Given the cost and instability of energy sources like oil, the federal government encourages energy-efficient alternatives by offering tax credits on qualifying geothermal systems.

Geothermal heat pumps use electricity and draw thermal energy directly from the earth. Using your yard, pond or well, this ingenious technology enables you to enjoy higher energy efficiency inside your home – no matter how extreme the weather gets outside.

Go geothermal and you’ll see substantial savings on your energy bills year to year – and a big boost from Uncle Sam in the form of a one-time tax credit of up to 30% of the installed cost[5].

Learn more
Geothermal Savings

By tapping into the earth’s power with a geothermal system from Carrier, you could be saving energy in your home and money on your monthly heating and cooling bill.

Calculate Savings
Turn to the Experts.

For more information about Carrier® products or to learn how your home can benefit from a Carrier system, contact a dealer today.

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  1. For a limited time only, homeowners may qualify for a Cool Cash rebate by purchasing qualifying Carrier equipment between August 17, 2020, and November 15, 2020. Equipment must be installed and claims submitted by 6:00 p.m. CST on December 15, 2020. Your Carrier expert must be a participating Cool Cash dealer. Subject to Cool Cash program terms and conditions. ↩

  2. Subject to credit approval. Contact a participating Carrier dealer for more details.  ↩

  3. Subject to credit approval. Ask for details.  ↩
  4. Must have valid ID, active bank account and steady income. Ask for details. Financing is not provided by Carrier, and Carrier does not make any recommendation or assurance as to whether financing or a specific financing company is right for you. Credit is subject to approval by the independent lender. For questions about financing fees, payment options, or APR, please contact your independent Dealer directly.  ↩

  5. For existing homeowners and those building a new home who install qualifying geothermal heating and cooling systems, a one-time tax credit is available totaling 30% of the installed cost of a residential ground loop or ground water geothermal heat pump. To qualify for this credit, the system must meet current geothermal ENERGY STAR® requirements and be installed prior to December 31, 2019.
    For details go to the ENERGY STAR® website. This notice is not to be considered tax advice. See your tax professional to determine how these credits would apply in your circumstance.  ↩